{"id":12040,"date":"2014-06-18T06:23:48","date_gmt":"2014-06-18T06:23:48","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/06\/18\/introduction-of-k-r\/"},"modified":"2026-01-08T11:59:06","modified_gmt":"2026-01-08T03:59:06","slug":"introduction-of-k-r","status":"publish","type":"post","link":"http:\/\/andrewliu.com.hk\/zh\/introduction-of-k-r\/","title":{"rendered":"Kidnap &#038; Ransom insurance"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"12040\" class=\"elementor elementor-12040\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b70cdff e-flex e-con-boxed e-con e-parent\" data-id=\"2b70cdff\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29beb7e7 elementor-widget elementor-widget-text-editor\" data-id=\"29beb7e7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: justify;\">\u7ed1\u67b6\u4e0e\u8d4e\u91d1\u4fdd\u9669\uff08Kidnap &amp; Ransom Insurance\uff0c\u4ee5\u4e0b\u7b80\u79f0\u201c\u672c\u4fdd\u9669\u201d\uff09\u4e3a\u4e00\u9879\u9ad8\u5ea6\u4e13\u4e1a\u5316\u4e4b\u7279\u6b8a\u98ce\u9669\u4fdd\u9669\u3002\u9274\u4e8e\u7ed1\u67b6\u4e8b\u4ef6\u901a\u5e38\u6d89\u53ca\u91cd\u5927\u4eba\u8eab\u5b89\u5168\u98ce\u9669\u53ca\u590d\u6742\u5371\u673a\u5904\u7406\u8fc7\u7a0b\uff0c\u672c\u4fdd\u9669\u9664\u627f\u4fdd\u8d4e\u91d1\u635f\u5931\u5916\uff0c\u4ea6\u6db5\u76d6\u5371\u673a\u8c08\u5224\u3001\u4e13\u4e1a\u54a8\u8be2\u3001\u4e8b\u4ef6\u7ba1\u7406\u7b49\u4e00\u7cfb\u5217\u76f8\u5173\u8d39\u7528\u3002\n\u5728\u822a\u8fd0\u4e1a\u52a1\u4e2d\uff0c\u672c\u4fdd\u9669\u901a\u5e38\u7531\u8239\u4e1c\u4f5c\u4e3a\u88ab\u4fdd\u9669\u4eba\u6295\u4fdd\uff1b\u60df\u6839\u636e\u79df\u8239\u5408\u540c\u7ea6\u5b9a\uff0c\u4fdd\u8d39\u6216\u53ef\u7531\u79df\u5bb6\u627f\u62c5\u3002<br>\n\u4ee5\u4e0b\u4e3a\u4fdd\u969c\u8303\u56f4:<\/p>\n<p style=\"text-align: justify;\">1. <span style=\"color: #000000;\"><strong>\u8d4e\u91d1\u635f\u5931<\/strong><\/span> <br>\n\u4fdd\u9669\u4eba\u8d1f\u8d23\u8d54\u507f\uff1a\n<br>\n- \u88ab\u4fdd\u9669\u4eba\u5df2\u5b9e\u9645\u4ea4\u4ed8\u4e4b\u8d4e\u91d1\uff1b\u5982\u8d4e\u91d1\u4ee5\u53ef\u4ea4\u6613\u4e4b\u8d27\u54c1\u6216\u670d\u52a1\u5f62\u5f0f\u63d0\u4f9b\uff0c\u4fdd\u9669\u4eba\u6309\u5176\u4ea4\u4ed8\u65f6\u4e4b\u5b9e\u9645\u73b0\u91d1\u4ef7\u503c\u8d54\u507f\u3002<\/p>\n<p style=\"text-align: justify;\">2. <span style=\"color: #000000;\"><strong>\u8d4e\u91d1\u8fd0\u8f93\u4e2d\u7684\u635f\u5931<\/strong><\/span> <br>\n\u4fdd\u9669\u4eba\u627f\u4fdd\u8d4e\u91d1\u5728\u8fd0\u8f93\u8fc7\u7a0b\u4e2d\u56e0\u4e0b\u5217\u539f\u56e0\u5bfc\u81f4\u7684\u635f\u5931\uff1a\n<br>\n- \u635f\u574f\u3001\u6bc1\u635f\u3001\u9057\u5931\n<br>\n- \u6ca1\u6536\u3001\u6263\u62bc\u6216\u5f81\u7528\n<br>\n- \u76d7\u7a83\u6216\u4e0d\u5f53\u4fb5\u5360\n<br>\n\u524d\u63d0\u4e3a\u8d4e\u91d1\u7531\u88ab\u4fdd\u9669\u4eba\u6216\u88ab\u4fdd\u9669\u4eba\u5458\u6b63\u5f0f\u6388\u6743\u7684\u4eba\u5458\u8d1f\u8d23\u4f20\u9012\u3002<\/p>\n<p style=\"text-align: justify;\">3, <span style=\"color: #000000;\"><strong>\u5371\u673a\u7ba1\u7406\u53ca\u4e13\u4e1a\u987e\u95ee\u8d39\u7528<\/strong><\/span> <br>\n\u9669\u8303\u56f4\u5305\u62ec\uff1a\n<br>\n- \u63a7\u5236\u98ce\u9669\u7ba1\u7406\u54a8\u8be2\u516c\u53f8\u4e4b\u4e13\u4e1a\u8d39\u7528\n<br>\n- \u53ca\u5176\u4ed6\u7ecf\u4fdd\u9669\u4eba\u4e8b\u524d\u6279\u51c6\u4e4b\u72ec\u7acb\u5371\u673a\u7ba1\u7406\u987e\u95ee\u8d39\u7528\n<br>\n\u6db5\u76d6\u5371\u673a\u5e94\u5bf9\u3001\u60c5\u62a5\u54a8\u8be2\u3001\u8c08\u5224\u7b56\u7565\u53ca\u4e8b\u4ef6\u7ba1\u7406\u7b49\u670d\u52a1\u3002<\/p>\n<p style=\"text-align: justify;\">4. <b>\u7ed1\u67b6\u4e8b\u4ef6\u6240\u81f4\u4e4b\u989d\u5916\u8d39\u7528  <\/b><br>\n\u672c\u4fdd\u9669\u627f\u4fdd\u56e0\u7ed1\u67b6\u4e8b\u4ef6\u76f4\u63a5\u5f15\u81f4\u3001\u4e8e\u4e8b\u4ef6\u671f\u95f4\u6216\u5176\u540e\u5fc5\u987b\u53ca\u5408\u7406\u53d1\u751f\u4e4b\u4e0b\u5217\u8d39\u7528\uff1a<\/p>\n\n<ul class=\"main_ul\">\n \t<li style=\"text-align: justify;\">4.1 \u8c08\u5224\u53ca\u4e13\u4e1a\u670d\u52a1<br>\n- \u7ecf\u4fdd\u9669\u4eba\u4e8b\u524d\u6388\u6743\u4e4b\u72ec\u7acb\u8c08\u5224\u4eba\u5458\u8d39\u7528<br>\n- \u516c\u5171\u5173\u7cfb\u987e\u95ee\u3001\u53e3\u8bd1\u670d\u52a1\u7b49\u4e13\u4e1a\u652f\u63f4\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.2 \u5dee\u65c5\u4e0e\u4f4f\u5bbf\u8d39\u7528<br>\n\u5305\u62ec\uff1a<br>\n-  \u88ab\u4fdd\u9669\u4eba\u6216\u88ab\u4fdd\u9669\u4eba\u5458\u4e4b\u5fc5\u8981\u5dee\u65c5\u53ca\u4f4f\u5bbf\u8d39\u7528\n-  \u53d7\u5bb3\u8005\u53ca\u5176\u5bb6\u5c5e\u8fd4\u56fd\u4e4b\u4ea4\u901a\u8d39\u7528\n-  \u66ff\u4ee3\u5458\u5de5\u53ca\u5176\u5bb6\u5c5e\u524d\u5f80\u4e8b\u4ef6\u53d1\u751f\u5730\u4e4b\u4ea4\u901a\u8d39\uff08\u6bcf\u540d\u53d7\u5bb3\u4eba\u6bcf\u6b21\u7ed1\u67b6\u9650\u8d54\u4e00\u6b21\uff09<\/li>\n \t<li style=\"text-align: justify;\">4.3 \u533b\u7597\u53ca\u5fc3\u7406\u652f\u63f4<br>\n-  \u4e8b\u4ef6\u53d1\u751f\u81f3\u83b7\u91ca\u540e\u6700\u957f\u4e09\u5341\u516d\uff0836\uff09\u4e2a\u6708\u5185\u4e4b\u7cbe\u795e\u79d1\u6cbb\u7597\u3001\u533b\u7597\u62a4\u7406\u3001\u6cd5\u5f8b\u54a8\u8be2\u53ca\u76f8\u5173\u4e13\u4e1a\u670d\u52a1\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.4 \u60ac\u8d4f\u91d1 <br>\n-  \u4e3a\u534f\u52a9\u53d7\u5bb3\u8005\u5b89\u5168\u83b7\u91ca\u6216\u534f\u52a9\u902e\u6355\u6d89\u6848\u4eba\u58eb\u800c\u5411\u7ebf\u4eba\u652f\u4ed8\u4e4b\u5408\u7406\u5956\u52b1\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.5 \u4e2a\u4eba\u8d22\u52a1\u635f\u5931 <br>\n-  \u53d7\u5bb3\u4eba\u4e2a\u4eba\u4e4b\u7ecf\u6d4e\u635f\u5931\u8865\u507f<\/li>\n \t<li style=\"text-align: justify;\">4.6 \u85aa\u91d1\u8865\u507f<br>\n\u5305\u62ec\u53d7\u5bb3\u4eba\u4e8e\u7ed1\u67b6\u671f\u95f4\u53ca\u83b7\u91ca\u540e\u516d\u5341\uff0860\uff09\u65e5\u5185\u4e4b\uff1a<br>\n-  \u57fa\u672c\u85aa\u91d1<br>\n-  \u5956\u91d1\u3001\u4f63\u91d1<br>\n-  \u751f\u6d3b\u6d25\u8d34<br>\n-  \u7a0e\u52a1\u8865\u52a9<br>\n-  \u798f\u5229\u53ca\u517b\u8001\u91d1\u4f9b\u6b3e\u7b49<\/li>\n \t<li style=\"text-align: justify;\">4.7 \u5185\u90e8\u4eba\u5458\u6210\u672c<br>\n-  \u88ab\u4fdd\u9669\u4eba\u6307\u6d3e\u534f\u52a9\u8c08\u5224\u5458\u5de5\u4e4b\u57fa\u672c\u85aa\u91d1\u53ca\u5408\u7406\u5f00\u652f<br>\n-  \u987b\u63d0\u4f9b\u8be6\u7ec6\u65f6\u95f4\u53ca\u8d39\u7528\u8bb0\u5f55<\/li>\n \t<li style=\"text-align: justify;\">4.8 \u5c97\u540e\u57f9\u8bad\u8d39\u7528<br>\n-  \u53d7\u5bb3\u4eba\u83b7\u91ca\u540e\u4e4b\u518d\u57f9\u8bad\u8d39\u7528<br>\n-  \u5e76\u5305\u542b\u57f9\u8bad\u671f\u95f4\u4e4b\u85aa\u8d44<\/li>\n \t<li style=\"text-align: justify;\">4.9 \u8d4e\u91d1\u8d37\u6b3e\u5229\u606f<br>\n-  \u4e3a\u652f\u4ed8\u8d4e\u91d1\u800c\u4e13\u95e8\u7b79\u501f\u4e4b\u8d37\u6b3e\u5229\u606f<br>\n-  \u8d37\u6b3e\u5e94\u4e8e\u4fdd\u9669\u4eba\u8d54\u507f\u540e\u4e03\uff087\uff09\u65e5\u5185\u507f\u8fd8<\/li>\n \t<li style=\"text-align: justify;\">4.10 \u4e34\u65f6\u5b89\u4fdd\u63aa\u65bd<br>\n-  \u57fa\u4e8e Control Risks \u7684\u7279\u522b\u5efa\u8bae\uff0c\u4e3a\u4fdd\u62a4\u4f4d\u4e8e\u4e8b\u4ef6\u53d1\u751f\u56fd\u4e4b\u88ab\u4fdd\u9669\u4eba\u6240\u9700\u4e4b\u4e34\u65f6\u5b89\u4fdd\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.11 \u901a\u8baf\u4e0e\u6280\u672f\u8bbe\u5907\u8d39\u7528<br>\n-  \u7528\u4e8e\u5371\u673a\u6c9f\u901a\u3001\u5f55\u97f3\u6216\u5ba3\u4f20\u4e4b\u5fc5\u8981\u8bbe\u5907\u53ca\u5a92\u4f53\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.12 \u6cd5\u8bc1\u5206\u6790\u8d39\u7528<br>\n-  \u72ec\u7acb\u6cd5\u8bc1\u4e13\u5bb6\u63d0\u4f9b\u670d\u52a1\u6240\u4ea7\u751f\u4e4b\u5408\u7406\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.13 \u5eb7\u590d\u53ca\u4f11\u517b\u8d39\u7528<br>\n-  \u53d7\u5bb3\u4eba\u53ca\u5176\u914d\u5076\u6216\u5b50\u5973\u5728\u83b7\u91ca\u540e\u5341\u516b\uff0818\uff09\u4e2a\u6708\u5185\u4e4b\u5408\u7406\u5eb7\u590d\u3001\u81b3\u98df\u53ca\u4f11\u517b\u8d39\u7528<\/li>\n \t<li style=\"text-align: justify;\">4.14 \u6574\u5f62\u53ca\u4fee\u590d\u624b\u672f\u8d39\u7528<br>\n--  \u56e0\u7ed1\u67b6\u76f4\u63a5\u5bfc\u81f4\u6c38\u4e45\u6027\u635f\u4f24\u800c\u9700\u8fdb\u884c\u4e4b\u6574\u5f62\u6216\u4fee\u590d\u624b\u672f<\/li>\n \t<li style=\"text-align: justify;\">4.15 \u8d4e\u91d1\u9012\u9001\u8d39\u7528<br>\n-  \u5c06\u8d4e\u91d1\u9012\u9001\u81f3\u7ed1\u532a\u6240\u9700\u4e4b\u5408\u7406\u6210\u672c<\/li>\n \t<li style=\"text-align: justify;\">4.16 \u5176\u4ed6\u7ecf\u4fdd\u9669\u4eba\u6279\u51c6\u4e4b\u8d39\u7528<br>\n-  \u4efb\u4f55\u5176\u4ed6\u4e0e\u7ed1\u67b6\u4e8b\u4ef6\u76f4\u63a5\u76f8\u5173\u3001\u4e14\u7ecf\u4fdd\u9669\u4eba\u4e8b\u524d\u4e66\u9762\u6279\u51c6\u4e4b\u5408\u7406\u8d39\u7528<\/li>\n \n<\/ul>\n<p style=\"text-align: justify;\">5. <span style=\"color: #000000;\"><strong>\u6cd5\u5f8b\u8d23\u4efb\u4fdd\u969c<\/strong><\/span><br>\u4fdd\u9669\u4eba\u8d1f\u8d23\u8d54\u507f\u88ab\u4fdd\u9669\u4eba\u56e0\u7ed1\u67b6\u4e8b\u4ef6\u800c\u906d\u53d7\u4e4b\u4e0b\u5217\u6cd5\u5f8b\u8d23\u4efb\uff1a<br>\n-  \u53d7\u5bb3\u8005\u6216\u5176\u6cd5\u5b9a\u4ee3\u8868\u4eba\u63d0\u8d77\u8bc9\u8bbc\u6240\u81f4\u4e4b\u548c\u89e3\u91d1\u3001\u88c1\u5224\u91d1\u3001\u5224\u51b3\u53ca\u76f8\u5173\u6cd5\u5f8b\u8d39\u7528<\/p>\n\n<ul class=\"main_ul\">\n \t<li style=\"text-align: justify;\">5.1 \u6761\u4ef6\u53ca\u89c4\u5b9a <br>\n-  \u672a\u7ecf\u4fdd\u9669\u4eba\u4e8b\u524d\u4e66\u9762\u540c\u610f\uff0c\u88ab\u4fdd\u9669\u4eba\u4e0d\u5f97\u627f\u8ba4\u8d23\u4efb\u3001\u8fbe\u6210\u548c\u89e3\u6216\u4ea7\u751f\u4efb\u4f55\u8d39\u7528<br> -  \u4fdd\u9669\u4eba\u6709\u6743\u4ee3\u8868\u88ab\u4fdd\u9669\u4eba\u8fdb\u884c\u8fa9\u62a4\uff0c\u5e76\u4e3b\u5bfc\u8c03\u67e5\u3001\u8bc9\u8bbc\u53ca\u548c\u89e3<br>\n-  \u8fa9\u62a4\u8d39\u7528\u5728\u4fdd\u969c\u9650\u989d\u5916\u53e6\u884c\u652f\u4ed8\uff1b\u60df\u82e5\u8d54\u507f\u91d1\u989d\u8d85\u8fc7\u4fdd\u969c\u9650\u989d\uff0c\u8fa9\u62a4\u8d39\u7528\u6309\u6bd4\u4f8b\u627f\u62c5<\/li>\n \t\n<\/ul>\n<p style=\"text-align: justify;\">\u672c\u4fdd\u9669\u65e8\u5728\u4e3a\u9762\u5bf9\u9ad8\u5371\u5730\u533a\u8425\u8fd0\u6216\u53ef\u80fd\u66b4\u9732\u4e8e\u7ed1\u67b6\u98ce\u9669\u4e4b\u4f01\u4e1a\u63d0\u4f9b\u5168\u9762\u98ce\u9669\u4fdd\u969c\uff0c\u786e\u4fdd\u5e94\u5bf9\u7ed1\u67b6\u4e8b\u4ef6\u65f6\u5177\u5907\u4e13\u4e1a\u8d44\u6e90\u652f\u6301\uff0c\u964d\u4f4e\u8d22\u52a1\u53ca\u8fd0\u8425\u51b2\u51fb\u3002<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Kidnap &amp; Ransom insurance is a specialist product as it not only involves payment of claims, it also involves far more complicated and sensitive matters such as negotiation with the kidnappers for the release of the hostages. This insurance is usually placed by the owner (as assured) while the charterer may need to pay for [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[125],"class_list":["post-12040","post","type-post","status-publish","format-standard","hentry","category-about-us","tag-english"],"_links":{"self":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12040","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=12040"}],"version-history":[{"count":16,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12040\/revisions"}],"predecessor-version":[{"id":23999,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12040\/revisions\/23999"}],"wp:attachment":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=12040"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=12040"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=12040"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}