{"id":12094,"date":"2014-06-26T02:44:00","date_gmt":"2014-06-26T02:44:00","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/06\/26\/introduction-of-increased-value-insurance\/"},"modified":"2025-09-01T01:20:23","modified_gmt":"2025-08-31T17:20:23","slug":"introduction-of-increased-value-insurance","status":"publish","type":"post","link":"http:\/\/andrewliu.com.hk\/zh\/introduction-of-increased-value-insurance\/","title":{"rendered":"\u589e\u503c\u4fdd\u9669\u7b80\u4ecb"},"content":{"rendered":"<p style=\"text-align: justify;\">\u6839\u636e\u82f1\u56fd\u300a\u6d77\u4e0a\u4fdd\u9669\u6cd5\u300b\uff0c\u4f20\u7edf\u4e0a\uff0c\u6d77\u4e0a\u4fdd\u9669\u5355\uff08\u8239\u58f3\u9669\uff09\u4f9d\u636e\u8239\u4e1c\u7684\u201c\u53ef\u4fdd\u5229\u76ca\u201d\u4fdd\u969c\u8239\u8236\u7684\u5e02\u573a\u4ef7\u503c\u3002\u4efb\u4f55\u8d85\u51fa\u8239\u8236\u5e02\u573a\u4ef7\u503c\u7684\u4fdd\u9669\u90fd\u662f\u88ab\u7981\u6b62\u7684\u3002\u4e0d\u8fc7\uff0c\u4ece20\u4e16\u7eaa\u5f00\u59cb\uff0c\u5728\u8239\u8236\u5168\u635f\u7684\u60c5\u51b5\u4e0b\uff0c\u8239\u4e1c\u4ea7\u751f\u4e86\u65b0\u7684\u4fdd\u9669\u9700\u6c42\uff0c\u4ee5\u4fdd\u969c\u5168\u635f\u4e8b\u6545\u5bfc\u81f4\u7684\u989d\u5916\u8d39\u7528\uff0c\u4f8b\u5982\uff0c\u8d2d\u4e70\u66ff\u4ee3\u8239\u8236\u4ea7\u751f\u7684\u5404\u79cd\u8d39\u7528\u3002\u4fdd\u9669\u5e02\u573a\u56e0\u6b64\u5f00\u59cb\u610f\u8bc6\u5230\uff0c\u88ab\u4fdd\u9669\u4eba\u5bf9\u8239\u8236\u6709\u8d85\u51fa\u8239\u8236\u5e02\u573a\u4ef7\u503c\u7684\u989d\u5916\u4fdd\u9669\u5229\u76ca\uff0c\u4e14\u8d85\u51fa\u4e86\u8239\u58f3\u9669\u7684\u4fdd\u9669\u91d1\u989d\u3002<\/p>\n<p style=\"text-align: justify;\">\u589e\u503c\u4fdd\u9669\u4f5c\u4e3a\u8239\u4e1c\u7684\u989d\u5916\u4fdd\u969c\uff0c\u901a\u5e38\u88ab\u8ba4\u4e3a\u662f\u4e00\u79cd\u201c\u8865\u507f\u201d\u3002\u5728\u8239\u8236\u5168\u635f\u65f6\uff0c\u989d\u5916\u4fdd\u969c\u8239\u8236\u4fdd\u9669\u4ef7\u503c\u768420%-25%\u3002\u7531\u4e8e\u8239\u8236\u5168\u635f\u7684\u51e0\u7387\u5c0f\u4e8e\u5176\u4ed6\u8239\u58f3\u98ce\u9669\u56e0\u7d20\uff0c\u56e0\u6b64\u589e\u503c\u4fdd\u9669\u7684\u8d39\u7387\u4e5f\u901a\u5e38\u8f83\u4f4e\u3002<\/p>\n<p style=\"text-align: justify;\">\u56e0\u6b64\uff0c\u5982\u4eca\u6709\u5f88\u591a\u8239\u4e1c\u6295\u4fdd\u589e\u503c\u9669\uff0c\u4fdd\u969c\u90e8\u5206\u8239\u8236\u5e02\u573a\u4ef7\u503c\uff0c\u4ee5\u8282\u7ea6\u4fdd\u8d39\u6210\u672c\u3002<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong>\u4fdd\u9669\u91d1\u989d<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">\u5b9e\u8df5\u4e2d\uff0c\u901a\u5e38\u662f\u8239\u8236\u5e02\u573a\u4ef7\u503c\u768420%\uff0c\u6216\u8005\u8239\u58f3\u4fdd\u5355\u4e0b\u8239\u58f3\u4ef7\u503c\u768425%\u3002<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong>\u4fdd\u969c\u8303\u56f4<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">\u5728\u8239\u58f3\u4fdd\u9669\u671f\u95f4\uff0c\u8239\u8236\u53d1\u751f\u5168\u635f\uff08\u5b9e\u9645\u5168\u635f\u548c\u63a8\u5b9a\u5168\u635f\uff09\u7684\u60c5\u51b5\u4e0b\uff0c\u589e\u503c\u4fdd\u9669\u4fdd\u969c\u4ee5\u4e0b\u98ce\u9669\u3002<\/p>\n<ul style=\"text-align: justify;\">\n<li>\u5171\u540c\u6d77\u635f<\/li>\n<li>\u6551\u52a9\u53ca\u6551\u52a9\u8d39\u7528<\/li>\n<li>\u65bd\u6551\u8d39\u7528<\/li>\n<li>\u78b0\u649e\u8d23\u4efb<\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong>\u8d39\u7387<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">\u5728\u4f26\u6566\u52b3\u5408\u793e\u5e02\u573a\uff0c\u589e\u503c\u4fdd\u9669\u7684\u8d39\u7387\u901a\u5e38\u4e3a\u8239\u58f3\u9669\u8d39\u7387\u768450%\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>Traditionally, under the \u201cMarine Insurance Act\u201d, Marine Policy (Hull &amp; Machinery Insurance) covers the market value of the ship which refers to the Shipowners\u2019 \u201cinsurable interest\u201d. Any cover in excess of market value was prohibited. However, in the past century, shipowners has a demand for additional costs associated with a Total Loss event to be [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[125],"class_list":["post-12094","post","type-post","status-publish","format-standard","hentry","category-about-us","tag-english"],"_links":{"self":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12094","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=12094"}],"version-history":[{"count":1,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12094\/revisions"}],"predecessor-version":[{"id":19142,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12094\/revisions\/19142"}],"wp:attachment":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=12094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=12094"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=12094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}