{"id":8039,"date":"2014-04-25T02:49:00","date_gmt":"2014-04-25T02:49:00","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/04\/25\/case-study-1-personal-accident-insurance\/"},"modified":"2025-09-01T01:20:27","modified_gmt":"2025-08-31T17:20:27","slug":"case-study-1-personal-accident-insurance","status":"publish","type":"post","link":"http:\/\/andrewliu.com.hk\/zh\/case-study-1-personal-accident-insurance\/","title":{"rendered":"\u6211\u53f8\u6848\u4f8b 1 - \u4eba\u8eab\u4f24\u5bb3\u7d22\u8d54"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>\u6848\u60c5:<\/strong> \u4e00\u8258\u6302\u4e2d\u56fd\u8239\u65d7\u7684\u8239\u8236\u9a76\u5165\u9999\u6e2f\u6e2f\u53e3\uff0c\u4e00\u4f4d\u4e2d\u56fd\u7c4d\u7684\u4e09\u526f\u610f\u5916\u6ed1\u5012\u5e76\u5760\u5165\u8d27\u4ed3\u9020\u6210\u5934\u90e8\u91cd\u4f24\u3002\u660f\u8ff7\u4e0d\u9192\u7684\u4ed6\u88ab\u7acb\u523b\u9001\u5f80\u5f53\u5730\u653f\u5e9c\u533b\u9662\u8fdb\u884c\u7d27\u6025\u624b\u672f\u3002\u624b\u672f\u6210\u529f\uff0c\u4f46\u56e0\u4e3a\u75c5\u4eba\u5e76\u975e\u9999\u6e2f\u5e02\u6c11\uff0c\u65e0\u6743\u4eab\u53d7\u533b\u7597\u8865\u8d34\uff0c\u6240\u4ee5\u533b\u9662\u6536\u53d6\u7684\u8d39\u7528\u9ad8\u6602\u3002\u8239\u4e1c\u5728\u522b\u65e0\u9009\u62e9\u7684\u60c5\u51b5\u4e0b\u652f\u4ed8\u4e86\u533b\u7597\u8d39\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u95ee\u9898\uff1a<\/strong> \u7d22\u8d54\u5168\u989d\u533b\u7597\u8d39\uff0c\u5305\u542b\u9488\u5bf9\u5916\u56fd\u75c5\u4eba\u7684\u989d\u5916\u8d39\u7528\u3002\u5f53\u5411\u4fdd\u8d54\u534f\u4f1a\u63d0\u51fa\u8fd9\u4e00\u7d22\u8d54\u65f6\uff0c\u4fdd\u8d54\u534f\u4f1a\u6307\u51fa\u4e09\u526f\u6240\u7b7e\u7f72\u5e76\u540c\u610f\u7684\u6d77\u5458\u96c7\u4f63\u5408\u540c\u5e94\u7b26\u5408\u9999\u6e2f\u96c7\u4f63\u6cd5\u6761\u4f8b\u7684\u8d54\u507f\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u8239\u4e1c\u7684\u6cd5\u5f8b\u8d23\u4efb\u5e94\u5c40\u9650\u4e8e\u201c\u8865\u8d34\u201d\u548c\u8f83\u4f4e\u7684\u533b\u7597\u8d39\u7528\uff0c\u800c\u4fdd\u8d54\u534f\u4f1a\u4e0d\u4f1a\u8d54\u507f\u989d\u5916\u7684\u8d39\u7528\u3002<\/p>\n<p style=\"text-align: justify;\"><strong>\u91c7\u53d6\u884c\u52a8\uff1a<\/strong> \u6211\u4eec\u534f\u52a9\u8239\u4e1c\u5411\u4fdd\u8d54\u534f\u4f1a\u63d0\u4ea4\u7d22\u8d54\u4e3b\u5f20\u5185\u5bb9\u5982\u4e0b\uff1a\u7531\u4e8e\u4e09\u526f\u4e0d\u662f\u9999\u6e2f\u5e02\u6c11\uff0c\u6240\u589e\u52a0\u7684\u533b\u836f\u8d39\u662f\u4e0d\u53ef\u4ee5\u907f\u514d\u7684\u3002\u6d77\u5458\u5408\u540c\u89c4\u5b9a\u7684\u8d54\u507f\u987b\u9075\u5faa\u9999\u6e2f\u96c7\u4f63\u6cd5\u662f\u4ee5\u6d77\u5458\u4eab\u6709\u533b\u7597\u8865\u8d34\u4e3a\u5148\u51b3\u6761\u4ef6\u7684\uff0c\u7136\u800c\u4e8b\u5b9e\u4e0a\u6d77\u5458\u5e76\u975e\u4eab\u6709\u8865\u8d34\u3002\u6d77\u5458\u5408\u540c\u5e76\u975e\u8981\u6b67\u89c6\u8be5\u6d77\u5458\u548c\u4ed6\u7684\u56fd\u7c4d\u3002\u6211\u4eec\u8fa9\u89e3\uff0c\u652f\u51fa\u7684\u8d39\u7528\u548c\u7d27\u6025\u624b\u672f\u662f\u4e0d\u53ef\u907f\u514d\u7684\uff0c\u5e76\u4e14\u633d\u6551\u4e86\u6d77\u5458\u7684\u751f\u547d\u3002\u7531\u6b64\uff0c\u5c3d\u7ba1\u8fd9\u4e9b\u533b\u7597\u8d39\u5bf9\u5916\u56fd\u4eba\u8f83\u8d35\uff0c\u4f46\u6027\u8d28\u4e0a\u53ef\u89c6\u5176\u4e3a\u65bd\u6551\u8d39\u7528\uff0c\u5bf9\u6b64\u662f\u53ef\u4ee5\u5411\u4fdd\u8d54\u534f\u4f1a\u7d22\u8d54\u5168\u90e8\u8d39\u7528\u7684\uff0c\u5426\u5219\u66f4\u9ad8\u989d\u7684\u6b7b\u4ea1\u7d22\u8d54\u91d1\u5c06\u4ea7\u751f\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>Real Life Situation: A Chinese flag vessel was in port in Hong Kong. A mainland Chinese 3rd officer accidentally slipped and fell into the cargo and sustained a serious injury to his head. He was unconscious and was taken to the local Government hospital for emergency surgery immediately. The surgery was successful. The hospital demanded [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[125],"class_list":["post-8039","post","type-post","status-publish","format-standard","hentry","category-loss-prevention","tag-english"],"_links":{"self":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=8039"}],"version-history":[{"count":1,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8039\/revisions"}],"predecessor-version":[{"id":19406,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8039\/revisions\/19406"}],"wp:attachment":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=8039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=8039"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=8039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}