{"id":8042,"date":"2014-04-25T06:02:00","date_gmt":"2014-04-25T06:02:00","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/04\/25\/case-study-4-advising-a-shipowner-on-hull-insurance-conditions\/"},"modified":"2025-09-01T01:20:27","modified_gmt":"2025-08-31T17:20:27","slug":"case-study-4-advising-a-shipowner-on-hull-insurance-conditions","status":"publish","type":"post","link":"http:\/\/andrewliu.com.hk\/zh\/case-study-4-advising-a-shipowner-on-hull-insurance-conditions\/","title":{"rendered":"\u6211\u53f8\u6848\u4f8b 4 - \u5728\u8239\u58f3\u4fdd\u9669\u7684\u6761\u4ef6\u4e0a\u5411\u8239\u4e1c\u63d0\u51fa\u5efa\u8bae"},"content":{"rendered":"

\u6848\u60c5:<\/strong> \u4e0e\u4e00\u5bb6\u77e5\u540d\u7684\u8239\u58f3\u9669\u4fdd\u9669\u4eba\u534f\u5546\u5546\u8239\u8239\u961f\u7eed\u4fdd\u3002<\/p>\n

\u95ee\u9898\uff1a<\/strong> \u56fd\u9645\u8239\u58f3\u4fdd\u9669\u5e02\u573a\u7ade\u4e89\u5341\u5206\u6b8b\u9177\u3002\u800c\u76ee\u524d\u7684\u8239\u58f3\u4fdd\u9669\u516c\u53f8\u9664\u5927\u5e45\u5ea6\u4e0a\u8c03\u4fdd\u9669\u8d39\u5916\uff0c\u8fd8\u5927\u5e45\u5ea6\u8c03\u9ad8\u514d\u8d54\u91d1\u989d\u3002\u5c3d\u7ba1\u8239\u4e1c\u7684\u7d22\u8d54\u8bb0\u5f55\u4e3a\u96f6\uff0c\u4f46\u4ecd\u987b\u652f\u4ed8\u4e0a\u8c03\u4e86\u7684\u8239\u58f3\u4fdd\u9669\u91d1\u3002<\/p>\n

\u91c7\u53d6\u884c\u52a8\uff1a<\/strong> \u6211\u4eec\u4ee3\u8868\u8239\u4e1c\u63a5\u6d3d\u6240\u6709\u7684\u56fd\u9645\u8239\u58f3\u4fdd\u9669\u516c\u53f8\u7d22\u53d6\u4e86\u62a5\u4ef7\u5355\uff0c\u529b\u6c42\u4f5c\u51fa\u6709\u6548\u7684\u6bd4\u8f83\uff0c\u4ece\u800c\u786e\u4fdd\u8239\u4e1c\u5f97\u5230\u6700\u4f18\u60e0\u7684\u8d39\u7387\u3002\u5728\u51b3\u5b9a\u54ea\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u62a5\u4ef7\u6700\u5177\u7ade\u4e89\u529b\u540e\uff0c\u6211\u4eec\u5f00\u59cb\u4e0e\u5176\u534f\u5546\u4ee5\u964d\u4f4e\u8d39\u7387\u3002\u5c3d\u7ba1\u6700\u540e\u4ecd\u6709\u4e00\u5b9a\u7684\u4e0a\u8c03\uff0c\u4f46\u6211\u4eec\u6210\u529f\u5730\u5927\u5e45\u51cf\u4f4e\u4e86\u4fdd\u8d39\u7684\u4e0a\u8c03\u7387\u3002\u4fdd\u9669\u516c\u53f8\u8fd8\u540c\u610f\u5728\u76f8\u540c\u7684\u4fdd\u9669\u4e0b\u63d0\u4f9b\u82f1\u56fdITC\u3001\u632a\u5a01\u548c\u745e\u5178\u7684\u4fdd\u9669\u6761\u6b3e\u3002<\/p>\n

\u5728\u5f53\u65f6\u8be5\u5546\u8239\u627f\u4fdd\u7684\u662fITC\u6761\u6b3e\u3002\u6211\u4eec\u7814\u7a76\u4e86\u5404\u79cd\u4e0d\u540c\u7684\u4fdd\u9669\u6761\u6b3e\uff0c\u52aa\u529b\u4e3a\u8239\u4e3b\u5728\u540c\u6837\u7684\u4fdd\u9669\u8d39\u4e0b\u83b7\u5f97\u989d\u5916\u7684\u4fdd\u9669\u6761\u6b3e\u3002<\/p>\n

We investigated each of these different conditions in order to endeavour to obtain for the shipowner extra coverage at the same premium.<\/p>\n

\u89e3\u51b3:<\/strong> \u6211\u4eec\u5411\u8239\u4e1c\u63a8\u8350\u80fd\u5bf9\u5176\u603b\u4f53\u4e0a\u6db5\u76d6\u98ce\u9669\u6700\u5408\u9002\u7684\u6761\u6b3e\u3002\u9664\u6b64\u4e4b\u5916\uff0c\u6211\u4eec\u8d77\u8349\u4e86\u8ffd\u52a0\u6761\u6b3e\u6765\u4fee\u6539\u90a3\u4e9b\u539f\u5148\u5bf9\u8239\u4e3b\u4e0d\u5229\u7684\u90e8\u5206\u3002\u6211\u4eec\u4e0e\u4fdd\u9669\u516c\u53f8\u8ba8\u8bba\u3001\u534f\u5546\uff0c\u628a\u8fd9\u4e9b\u8ffd\u52a0\u6761\u6b3e\u52a0\u5165\u5230\u6807\u51c6\u4fdd\u5355\u4e2d\u53bb\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u540c\u610f\u3002\u7531\u4e8e\u6240\u9009\u7684\u6761\u6b3e\u4e2d\u5305\u62ec\u4e86\u56fa\u5b9a\u6d6e\u52a8\u5bf9\u8c61\u9669\u548c4\/4 RDC\u78b0\u649e\u7d22\u8d54\uff0c\u6211\u4eec\u4e5f\u80fd\u5728\u4fdd\u8d54\u534f\u4f1a\u90a3\u91cc\u83b7\u53d6\u4e00\u5b9a\u7684\u9000\u8d39\uff0c\u56e0\u4e3a\u8fd9\u4e9b\u98ce\u9669\u901a\u5e38\u7531\u5176\u627f\u4fdd\u3002\n\u6700\u7ec8\uff0c\u56e0\u4e3a\u83b7\u5f97\u4e86\u4fdd\u8d54\u534f\u4f1a\u7684\u9000\u8d39\uff0c\u6574\u4e2a\u8239\u961f\u7684\u4fdd\u9669\u603b\u91d1\u989d\u6ca1\u6709\u589e\u52a0\u3002\u5982\u679c\u6ca1\u6709\u6211\u4eec\u7684\u534f\u52a9\uff0c\u8239\u4e1c\u5c06\u4e0d\u5f97\u4e0d\u652f\u4ed8\u66f4\u9ad8\u7684\u4fdd\u8d39\uff0c\u800c\u4e14\u4e0d\u4f1a\u83b7\u5f97\u66f4\u5bbd\u6cdb\u7684\u8239\u58f3\u627f\u4fdd\u8303\u56f4\u3002<\/p>\n

The result and effect from our actions in this case was that the Shipowner achieved no overall increase in Total Premiums, in view of the refund from the P&I Club. Without our assistance, the Shipowner would have to pay for a rise in hull premiums\/rise in total premiums and furthermore would not have obtained as wide a Hull insurance coverage.<\/p>","protected":false},"excerpt":{"rendered":"

Real Life Situation: Negotiating the renewal of a fleet of vessels with a well-known Hull insurer. The Problem: The Hull market internationally was very tough indeed, and the existing Hull Insurer required some large premium rises in addition to increases in the level of deductibles. It was a period when all shipowners had to pay […]<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38],"tags":[125],"class_list":["post-8042","post","type-post","status-publish","format-standard","hentry","category-loss-prevention","tag-english"],"_links":{"self":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=8042"}],"version-history":[{"count":1,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8042\/revisions"}],"predecessor-version":[{"id":19403,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8042\/revisions\/19403"}],"wp:attachment":[{"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=8042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=8042"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=8042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}