{"id":10884,"date":"2011-07-18T16:00:00","date_gmt":"2011-07-18T16:00:00","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2011\/07\/18\/%e4%b8%8d%e6%96%ad%e5%a2%9e%e9%95%bf%e7%9a%84%e6%88%98%e4%ba%89%e9%99%a9%e9%a2%9d%e5%a4%96%e4%bf%9d%e8%b4%b9%e4%b8%8e%e6%b5%b7%e7%9b%97%e9%ab%98%e5%8d%b1%e5%8c%ba%e5%9f%9f%e6%b5%b7%e7%9b%97%e8%a2%ad\/"},"modified":"2025-08-29T13:07:10","modified_gmt":"2025-08-29T05:07:10","slug":"%e4%b8%8d%e6%96%ad%e5%a2%9e%e9%95%bf%e7%9a%84%e6%88%98%e4%ba%89%e9%99%a9%e9%a2%9d%e5%a4%96%e4%bf%9d%e8%b4%b9%e4%b8%8e%e6%b5%b7%e7%9b%97%e9%ab%98%e5%8d%b1%e5%8c%ba%e5%9f%9f%e6%b5%b7%e7%9b%97%e8%a2%ad","status":"publish","type":"post","link":"https:\/\/andrewliu.com.hk\/zh\/%e4%b8%8d%e6%96%ad%e5%a2%9e%e9%95%bf%e7%9a%84%e6%88%98%e4%ba%89%e9%99%a9%e9%a2%9d%e5%a4%96%e4%bf%9d%e8%b4%b9%e4%b8%8e%e6%b5%b7%e7%9b%97%e9%ab%98%e5%8d%b1%e5%8c%ba%e5%9f%9f%e6%b5%b7%e7%9b%97%e8%a2%ad\/","title":{"rendered":"\u4e0d\u65ad\u589e\u957f\u7684\u6218\u4e89\u9669\u989d\u5916\u4fdd\u8d39\u4e0e\u6d77\u76d7\u9ad8\u5371\u533a\u57df\u6d77\u76d7\u88ad\u51fb\u7684\u8054\u7cfb"},"content":{"rendered":"<p><img decoding=\"async\" class=\"size-full wp-image-9071\" src=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2010\/06\/pdf.png\" alt=\"pdf\" width=\"16\" height=\"16\" \/>&nbsp;<a href=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2011\/07\/B135_ALCO-Circular-20110022-The-correlations-between-the-increasing-war-risk-additional-premium-and-the-piracy-attacks-in-piracy-prone-area-chi.pdf\">\u4e2d\u6587<\/a>&nbsp;&nbsp;&nbsp;<img decoding=\"async\" class=\"size-full wp-image-9071\" src=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2010\/06\/pdf.png\" alt=\"pdf\" width=\"16\" height=\"16\" \/><a href=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2011\/07\/B135_ALCO-Circular-20110022-The-correlations-between-the-increasing-war-risk-additional-premium-and-the-piracy-attacks-in-piracy-prone-area.pdf\">&nbsp;ENG<\/a><\/p>\n<p>\u76f8\u4fe1\u5404\u8239\u4e1c\u6216\u79df\u5bb6\u5df2\u7ecf\u6ce8\u610f\u5230\uff0c\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u5bf9\u4e8e\u8239\u8236\u901a\u8fc7\u6d77\u76d7\u9ad8\u5371\u533a\u57df\u65f6\uff0c\u4f8b\u5982\u4e9a\u4e01\u6e7e\uff0c\u5370\u5ea6\u6d0b\uff0c\u963f\u62c9\u4f2f\u6d77\u7b49\u5730\u533a\u65f6\uff0c\u5f81\u6536\u4e86\u663e\u8457\u9ad8\u7684\u6218\u4e89\u9669\u9644\u52a0\u4fdd\u8d39\u3002\u6211\u4eec\u5e0c\u671b\u5728\u8fd9\u7bc7\u901a\u51fd\u4e2d\u4e3a\u5927\u5bb6\u89e3\u91ca\u4e00\u4e0b\u6218\u4e89\u9669\u9644\u52a0\u4fdd\u8d39\u540c\u6d77\u76d7\u88ad\u51fb\u7684\u8054\u7cfb\u3002<\/p>\n<p>\u5f53\u8239\u8236\u88ab\u6d77\u76d7\u80c1\u6301\uff0c\u8239\u4e1c\u5728\u652f\u4ed8\u5b8c\u8d4e\u91d1\u540e\uff0c\u5f80\u5f80\u4f1a\u901a\u8fc7\u5ba3\u5e03\u5171\u540c\u6d77\u635f\u6765\u8ffd\u8ba8\u671f\u79df\u79df\u5bb6\u6216\u8d27\u4e3b\u5206\u644a\u8d4e\u91d1\u3002\u5f53\u7136\uff0c\u8239\u4e1c\u4ea6\u4f1a\u4ee5\u5176\u8239\u8236\u4ef7\u503c\u627f\u62c5\u90e8\u4efd\u5171\u540c\u6d77\u635f\u5206\u644a\u3002\u5982\u679c\u6218\u4e89\u9669\u5305\u542b\u4e86\u6d77\u76d7\u98ce\u9669\uff0c\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u5c31\u9700\u8981\u8d54\u507f\u8239\u4e1c\u7684\u5171\u540c\u6d77\u635f\u5206\u644a\u90e8\u4efd\u3002\u5728\u73b0\u4eca\u8d4e\u91d1\u5e73\u5747\u8d85\u8fc7400\u4e07\u7f8e\u91d1\u4ee5\u53ca\u5728\u963f\u62c9\u4f2f\u6d77\u53ca\u5370\u5ea6\u6d0b\u4e0d\u65ad\u589e\u52a0\u7684\u6d77\u76d7\u88ad\u51fb\u6570\u91cf\u7684\u60c5\u5f62\u4e0b\uff0c\u6218\u4e89\u9669\u7684\u4fdd\u9669\u4eba\u5bf9\u4e8e\u5206\u644a\u5171\u540c\u6d77\u635f\uff08\u8d4e\u91d1\uff09\u627f\u62c5\u7740\u6781\u5176\u9ad8\u7684\u98ce\u9669\u3002\u56e0\u6b64\uff0c\u5f53\u8239\u8236\u9700\u8981\u7ecf\u8fc7\u6d77\u76d7\u533a\u65f6\uff0c\u6218\u4e89\u9669\u7684\u4fdd\u9669\u4eba\u4f1a\u5f81\u6536\u6781\u5176\u9ad8\u7684\u989d\u5916\u6218\u4e89\u9669\u4fdd\u8d39\uff0c\u5c24\u5176\u662f\u6218\u4e89\u9669\u7684\u4fdd\u9669\u4eba\u4e5f\u627f\u4fdd\u6d77\u76d7\u98ce\u9669\u3002<\/p>\n<p>\u7136\u800c\uff0c\u6218\u4e89\u9669\u7684\u989d\u5916\u8d39\u7387\u662f\u53ef\u4ee5\u8ddf\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u534f\u5546\u7684\uff0c\u7279\u522b\u662f\u8239\u4e1c\u5df2\u5b89\u6392\u4e86\u5b8c\u5584\u7684\u9632\u6d77\u76d7\u63aa\u65bd\u4ee5\u53ca\u6d77\u76d7\u8d4e\u91d1\u9669\uff0c\u56e0\u4e3a\u6b64\u4e3e\u80fd\u591f\u51cf\u5c0f\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u5728\u80c1\u6301\u4e8b\u4ef6\u4e2d\u627f\u62c5\u5171\u540c\u6d77\u635f\u5206\u644a\u7684\u98ce\u9669\u3002<\/p>\n<p><strong style=\"font-size: 12pt;\"><span style=\"color: #022469;\"><br \/><\/span><\/strong><\/p>\n<p><strong style=\"font-size: 12pt;\"><span style=\"color: #022469;\">The correlations between the increasing war risk additional premium and the piracy attacks in piracy prone area<\/span><\/strong><\/p>\n<p style=\"text-align: justify;\">Shipowners and charterers may note that the war Underwriters are charging significantly high additional premium on the war risk cover if the vessels trade to the piracy prone area such as Gulf of Aden, Indian Ocean, Arabian Sea etc. In this circular we would like to explain the correlations between the war additional premium and the piracy attacks.<\/p>\n<p style=\"text-align: justify;\">In a hijacking incident, shipowners, after paying the ransom, will normally seek for recovery of the ransom payment from time charterers or cargo owners through declaring General Average. If the piracy risk is included in the war cover, the war insurers will need to cover the General Average contribution for the hull portion. With a ransom of exceeding US$ 4 million in average nowadays and with the increasing number of piracy attacks in Arabian Sea and Indian Ocean, the war Underwriters are exposed to an extremely high risk for contributing the GA (i.e. the ransom) if the piracy risk is included in the war policy. Therefore, it is noted that an extremely high war additional premium will be charged when the vessels transiting the piracy prone area, especially when the war risk insurers also cover the piracy risk.<\/p>\n<p style=\"text-align: justify;\">However, the war additional premium could be negotiated based on the anti-pirate measurements and the purchase of Kidnap &amp; Ransom insurance, which are the good way to reduce the risk exposure of the war risk insurers to bear the GA contribution for the hull portion in a hijacking incident.<\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp;CHN&nbsp;&nbsp;&nbsp;&nbsp;ENG \u76f8\u4fe1\u5404\u8239\u4e1c\u6216\u79df\u5bb6\u5df2\u7ecf\u6ce8\u610f\u5230\uff0c\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u5bf9\u4e8e\u8239\u8236\u901a\u8fc7\u6d77\u76d7\u9ad8\u5371\u533a\u57df\u65f6\uff0c\u4f8b\u5982\u4e9a\u4e01\u6e7e\uff0c\u5370\u5ea6\u6d0b\uff0c\u963f\u62c9\u4f2f\u6d77\u7b49\u5730\u533a\u65f6\uff0c\u5f81\u6536\u4e86\u663e\u8457\u9ad8\u7684\u6218\u4e89\u9669\u9644\u52a0\u4fdd\u8d39\u3002\u6211\u4eec\u5e0c\u671b\u5728\u8fd9\u7bc7\u901a\u51fd\u4e2d\u4e3a\u5927\u5bb6\u89e3\u91ca\u4e00\u4e0b\u6218\u4e89\u9669\u9644\u52a0\u4fdd\u8d39\u540c\u6d77\u76d7\u88ad\u51fb\u7684\u8054\u7cfb\u3002 \u5f53\u8239\u8236\u88ab\u6d77\u76d7\u80c1\u6301\uff0c\u8239\u4e1c\u5728\u652f\u4ed8\u5b8c\u8d4e\u91d1\u540e\uff0c\u5f80\u5f80\u4f1a\u901a\u8fc7\u5ba3\u5e03\u5171\u540c\u6d77\u635f\u6765\u8ffd\u8ba8\u671f\u79df\u79df\u5bb6\u6216\u8d27\u4e3b\u5206\u644a\u8d4e\u91d1\u3002\u5f53\u7136\uff0c\u8239\u4e1c\u4ea6\u4f1a\u4ee5\u5176\u8239\u8236\u4ef7\u503c\u627f\u62c5\u90e8\u4efd\u5171\u540c\u6d77\u635f\u5206\u644a\u3002\u5982\u679c\u6218\u4e89\u9669\u5305\u542b\u4e86\u6d77\u76d7\u98ce\u9669\uff0c\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u5c31\u9700\u8981\u8d54\u507f\u8239\u4e1c\u7684\u5171\u540c\u6d77\u635f\u5206\u644a\u90e8\u4efd\u3002\u5728\u73b0\u4eca\u8d4e\u91d1\u5e73\u5747\u8d85\u8fc7400\u4e07\u7f8e\u91d1\u4ee5\u53ca\u5728\u963f\u62c9\u4f2f\u6d77\u53ca\u5370\u5ea6\u6d0b\u4e0d\u65ad\u589e\u52a0\u7684\u6d77\u76d7\u88ad\u51fb\u6570\u91cf\u7684\u60c5\u5f62\u4e0b\uff0c\u6218\u4e89\u9669\u7684\u4fdd\u9669\u4eba\u5bf9\u4e8e\u5206\u644a\u5171\u540c\u6d77\u635f\uff08\u8d4e\u91d1\uff09\u627f\u62c5\u7740\u6781\u5176\u9ad8\u7684\u98ce\u9669\u3002\u56e0\u6b64\uff0c\u5f53\u8239\u8236\u9700\u8981\u7ecf\u8fc7\u6d77\u76d7\u533a\u65f6\uff0c\u6218\u4e89\u9669\u7684\u4fdd\u9669\u4eba\u4f1a\u5f81\u6536\u6781\u5176\u9ad8\u7684\u989d\u5916\u6218\u4e89\u9669\u4fdd\u8d39\uff0c\u5c24\u5176\u662f\u6218\u4e89\u9669\u7684\u4fdd\u9669\u4eba\u4e5f\u627f\u4fdd\u6d77\u76d7\u98ce\u9669\u3002 \u7136\u800c\uff0c\u6218\u4e89\u9669\u7684\u989d\u5916\u8d39\u7387\u662f\u53ef\u4ee5\u8ddf\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u534f\u5546\u7684\uff0c\u7279\u522b\u662f\u8239\u4e1c\u5df2\u5b89\u6392\u4e86\u5b8c\u5584\u7684\u9632\u6d77\u76d7\u63aa\u65bd\u4ee5\u53ca\u6d77\u76d7\u8d4e\u91d1\u9669\uff0c\u56e0\u4e3a\u6b64\u4e3e\u80fd\u591f\u51cf\u5c0f\u6218\u4e89\u9669\u4fdd\u9669\u4eba\u5728\u80c1\u6301\u4e8b\u4ef6\u4e2d\u627f\u62c5\u5171\u540c\u6d77\u635f\u5206\u644a\u7684\u98ce\u9669\u3002 The correlations between the increasing war risk additional premium and the piracy attacks in piracy prone area Shipowners and charterers may note that the war Underwriters are charging significantly high additional premium on the war risk cover if the vessels trade to the piracy prone area such as Gulf of Aden, [&hellip;]<\/p>","protected":false},"author":1,"featured_media":9071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[124],"class_list":["post-10884","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-circulars","tag-chinese"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/10884","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=10884"}],"version-history":[{"count":1,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/10884\/revisions"}],"predecessor-version":[{"id":20583,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/10884\/revisions\/20583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media\/9071"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=10884"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=10884"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=10884"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}