{"id":12105,"date":"2014-06-27T08:29:22","date_gmt":"2014-06-27T08:29:22","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/06\/27\/%e5%a2%9e%e5%80%bc%e4%bf%9d%e9%99%a9%e7%ae%80%e4%bb%8b-2\/"},"modified":"2025-08-29T13:07:37","modified_gmt":"2025-08-29T05:07:37","slug":"%e5%a2%9e%e5%80%bc%e4%bf%9d%e9%99%a9%e7%ae%80%e4%bb%8b-2","status":"publish","type":"post","link":"https:\/\/andrewliu.com.hk\/zh\/%e5%a2%9e%e5%80%bc%e4%bf%9d%e9%99%a9%e7%ae%80%e4%bb%8b-2\/","title":{"rendered":"\u589e\u503c\u4fdd\u9669\u7b80\u4ecb"},"content":{"rendered":"<p style=\"text-align: justify;\">&nbsp;<img decoding=\"async\" class=\"size-full wp-image-9071\" src=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2010\/06\/pdf.png\" alt=\"pdf\" width=\"16\" height=\"16\" \/>&nbsp;<a href=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2014\/06\/ALCO20140028-Increased-Value-Insurance_CN.pdf\">\u4e2d\u6587<\/a> &nbsp;&nbsp;<img decoding=\"async\" class=\"size-full wp-image-9071\" src=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2010\/06\/pdf.png\" alt=\"pdf\" width=\"16\" height=\"16\" \/>&nbsp;<a href=\"https:\/\/andrewliu.com.hk\/wp-content\/uploads\/2014\/06\/ALCO20140028-Increased-Value-Insurance.pdf\">ENG<\/a><\/p>\n<p>\u6839\u636e\u82f1\u56fd\u300a\u6d77\u4e0a\u4fdd\u9669\u6cd5\u300b\uff0c\u4f20\u7edf\u4e0a\uff0c\u6d77\u4e0a\u4fdd\u9669\u5355\uff08\u8239\u58f3\u9669\uff09\u4f9d\u636e\u8239\u4e1c\u7684\u201c\u53ef\u4fdd\u5229\u76ca\u201d\u4fdd\u969c\u8239\u8236\u7684\u5e02\u573a\u4ef7\u503c\u3002\u4efb\u4f55\u8d85\u51fa\u8239\u8236\u5e02\u573a\u4ef7\u503c\u7684\u4fdd\u9669\u90fd\u662f\u88ab\u7981\u6b62\u7684\u3002\u4e0d\u8fc7\uff0c\u4ece20\u4e16\u7eaa\u5f00\u59cb\uff0c\u5728\u8239\u8236\u53d1\u751f\u5168\u635f\u65f6\uff0c\u8239\u4e1c\u4ea7\u751f\u4e86\u65b0\u7684\u4fdd\u9669\u9700\u6c42\uff0c\u4ee5\u4fdd\u969c\u5168\u635f\u4e8b\u6545\u5bfc\u81f4\u7684\u989d\u5916\u8d39\u7528\uff0c\u4f8b\u5982\uff0c\u8d2d\u4e70\u66ff\u4ee3\u8239\u8236\u4ea7\u751f\u7684\u5404\u79cd\u8d39\u7528\u3002\u4fdd\u9669\u5e02\u573a\u56e0\u6b64\u5f00\u59cb\u610f\u8bc6\u5230\uff0c\u88ab\u4fdd\u9669\u4eba\u5bf9\u8239\u8236\u6709\u8d85\u51fa\u8239\u8236\u5e02\u573a\u4ef7\u503c\u7684\u989d\u5916\u4fdd\u9669\u5229\u76ca\uff0c\u4e14\u8d85\u51fa\u4e86\u8239\u58f3\u9669\u7684\u4fdd\u9669\u91d1\u989d\u3002<\/p>\n<p style=\"text-align: justify;\">\u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u9644\u4ef6\u3002<\/p>\n<p style=\"text-align: justify;\">&nbsp;<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 12pt; color: #022469;\"><strong>\u589e\u503c\u4fdd\u9669<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\">Traditionally, under the \u201cMarine Insurance Act\u201d, Marine Policy (Hull &amp; Machinery Insurance) covers the market value of the ship which refers to the Shipowners\u2019 \u201cinsurable interest\u201d. Any cover in excess of market value was prohibited. However, in the past century, shipowners has a demand for additional costs associated with a Total Loss event to be covered, for example, the sundries for the ship replacement. &nbsp;Therefore, the Insurance Market started to recognize that the assured has an additional insurable interest beyond the vessel\u2019s market value and in excess of the sum of insured under Hull &amp; Machinery Insurance.<\/p>\n<p style=\"text-align: justify;\">See attached file:&nbsp;ALCO20140028 Increased Value Insurance.pdf<\/p>\n<p style=\"text-align: justify;\">&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>&nbsp;&nbsp;CHN &nbsp;&nbsp;&nbsp;ENG \u6839\u636e\u82f1\u56fd\u300a\u6d77\u4e0a\u4fdd\u9669\u6cd5\u300b\uff0c\u4f20\u7edf\u4e0a\uff0c\u6d77\u4e0a\u4fdd\u9669\u5355\uff08\u8239\u58f3\u9669\uff09\u4f9d\u636e\u8239\u4e1c\u7684\u201c\u53ef\u4fdd\u5229\u76ca\u201d\u4fdd\u969c\u8239\u8236\u7684\u5e02\u573a\u4ef7\u503c\u3002\u4efb\u4f55\u8d85\u51fa\u8239\u8236\u5e02\u573a\u4ef7\u503c\u7684\u4fdd\u9669\u90fd\u662f\u88ab\u7981\u6b62\u7684\u3002\u4e0d\u8fc7\uff0c\u4ece20\u4e16\u7eaa\u5f00\u59cb\uff0c\u5728\u8239\u8236\u53d1\u751f\u5168\u635f\u65f6\uff0c\u8239\u4e1c\u4ea7\u751f\u4e86\u65b0\u7684\u4fdd\u9669\u9700\u6c42\uff0c\u4ee5\u4fdd\u969c\u5168\u635f\u4e8b\u6545\u5bfc\u81f4\u7684\u989d\u5916\u8d39\u7528\uff0c\u4f8b\u5982\uff0c\u8d2d\u4e70\u66ff\u4ee3\u8239\u8236\u4ea7\u751f\u7684\u5404\u79cd\u8d39\u7528\u3002\u4fdd\u9669\u5e02\u573a\u56e0\u6b64\u5f00\u59cb\u610f\u8bc6\u5230\uff0c\u88ab\u4fdd\u9669\u4eba\u5bf9\u8239\u8236\u6709\u8d85\u51fa\u8239\u8236\u5e02\u573a\u4ef7\u503c\u7684\u989d\u5916\u4fdd\u9669\u5229\u76ca\uff0c\u4e14\u8d85\u51fa\u4e86\u8239\u58f3\u9669\u7684\u4fdd\u9669\u91d1\u989d\u3002 \u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u9644\u4ef6\u3002 &nbsp; Increased Value Insurance Traditionally, under the \u201cMarine Insurance Act\u201d, Marine Policy (Hull &amp; Machinery Insurance) covers the market value of the ship which refers to the Shipowners\u2019 \u201cinsurable interest\u201d. Any cover in excess of market value was prohibited. However, in the past century, shipowners has a demand for additional costs [&hellip;]<\/p>","protected":false},"author":3,"featured_media":9071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[124],"class_list":["post-12105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-circulars","tag-chinese"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12105","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=12105"}],"version-history":[{"count":1,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12105\/revisions"}],"predecessor-version":[{"id":19136,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12105\/revisions\/19136"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media\/9071"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=12105"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=12105"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=12105"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}