{"id":12141,"date":"2014-07-17T09:09:55","date_gmt":"2014-07-17T09:09:55","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/07\/17\/mortgagees-interest-insurance\/"},"modified":"2025-09-01T01:20:22","modified_gmt":"2025-08-31T17:20:22","slug":"mortgagees-interest-insurance","status":"publish","type":"post","link":"https:\/\/andrewliu.com.hk\/zh\/mortgagees-interest-insurance\/","title":{"rendered":"Mortgagees Interest Insurance"},"content":{"rendered":"

 <\/span>\"pdf\" <\/span>ENG<\/span><\/a>   \"pdf\" <\/span>\u4e2d\u6587<\/span><\/a>  <\/span><\/p>\n

Often there is a provision in the ship finance loan agreement states that the mortgagee is entitled to receive the proceeds from Hull and Machinery cover and any Increased Value covers, in the event of a total loss or if the claim exceeds a certain amount. Following a Notice of Assignment, the Hull Insurer would normally issue a Letter of Undertaking in favor of the mortgagee based on a Loss Payable Clause.  However, hull Insurers may decline to pay a claim in certain circumstances. Typically, this might occur if the assured is in breach of warranties or has acted with gross negligence. Since covers are void in these circumstances, the mortgagee would face a potential risk of a loss, as it is likely the shipowner without receiving the insurance claims proceeds, would be unable to perform and comply with the terms of the loan agreement.<\/p>\n

See attached file: ALCO20140031 Mortgagees Interest Insurance.pdf<\/p>\n

 <\/p>\n

\u62b5\u62bc\u6743\u4eba\u5229\u76ca\u4fdd\u9669<\/strong><\/span><\/p>\n

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<\/span><\/p>","protected":false},"excerpt":{"rendered":"

  ENG    CHN   Often there is a provision in the ship finance loan agreement states that the mortgagee is entitled to receive the proceeds from Hull and Machinery cover and any Increased Value covers, in the event of a total loss or if the claim exceeds a certain amount. Following a Notice of Assignment, the Hull […]<\/p>","protected":false},"author":3,"featured_media":9071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[125],"class_list":["post-12141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-circulars","tag-english"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=12141"}],"version-history":[{"count":1,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12141\/revisions"}],"predecessor-version":[{"id":19108,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12141\/revisions\/19108"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media\/9071"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=12141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=12141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=12141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}