{"id":12590,"date":"2014-12-05T07:59:47","date_gmt":"2014-12-05T07:59:47","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2014\/12\/05\/2015-16-2\/"},"modified":"2025-08-29T12:53:24","modified_gmt":"2025-08-29T04:53:24","slug":"2015-16-2","status":"publish","type":"post","link":"https:\/\/andrewliu.com.hk\/zh\/2015-16-2\/","title":{"rendered":"2015\/16\u4fdd\u9669\u5e74\u5ea6\u666e\u8c03\u7387\uff08\u66f4\u65b0\uff09"},"content":{"rendered":"

 \"pdf\" \u5386\u5e74\u666e\u8c03\u7387\u3001\u8ffd\u52a0\u8d39\u7387\u548c\u9000\u4f1a\u8d39\u7387\uff082014\u5e7412\u6708\u66f4\u65b0\uff09<\/span><\/a><\/p>\n

\u56fd\u9645\u4fdd\u8d54\u534f\u4f1a\u96c6\u56e2\u4e0b\u6240\u6709\u534f\u4f1a\u5df2\u5ba3\u5e032015\/16\u4fdd\u9669\u5e74\u5ea6\u4fdd\u8d54\u9669\u548c\u6297\u8fa9\u9669\u7684\u666e\u8c03\u7387\u3002\u76ee\u524d\u7684\u4fdd\u8d54\u9669\u5e73\u5747\u666e\u8c03\u7387\u4e3a3.62%\uff0c\u4e0e\u4e0a\u4e00\u4fdd\u9669\u5e74\u5ea6\u76f8\u6bd4\uff0c\u964d\u4f4e\u4e86\u4e00\u534a\u4ee5\u4e0a\u3002\u4ee5\u4e0b\u4e3a\u5404\u4e2a\u534f\u4f1a2015\/16\u5e74\u5ea6\u7684\u4fdd\u8d54\u548c\u6297\u8fa9\u9669\u666e\u8c03\u7387\u4f9b\u60a8\u53c2\u8003\u3002<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
IG \u534f\u4f1a<\/span><\/td>\n\u4fdd\u8d54\u9669<\/span><\/td>\n\u6297\u8fa9\u9669<\/span><\/td>\n<\/tr>\n
API<\/span><\/td>\n4<\/span>.50%<\/span><\/td>\n4<\/span>.50%<\/span><\/td>\n<\/tr>\n
Britannia *<\/span><\/span><\/td>\n6.20%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Gard<\/span><\/td>\n2.50%<\/span><\/span><\/td>\n10.00%<\/span><\/span><\/td>\n<\/tr>\n
JPI<\/span><\/td>\n3.00%<\/span><\/td>\n0.00%<\/span><\/td>\n<\/tr>\n
London<\/span><\/td>\n6.00%<\/span><\/span><\/td>\n6<\/span>.00%<\/span> <\/td>\n<\/tr>\n
NOE **<\/span><\/span><\/td>\n4.75%<\/span><\/span><\/td>\n 2.50%<\/span><\/span><\/td>\n<\/tr>\n
SOP<\/span><\/td>\n0.00%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Skuld ***<\/span><\/span><\/td>\nN\/A<\/span><\/span><\/td>\n N\/A<\/span><\/span><\/td>\n<\/tr>\n
Standard<\/span><\/td>\n5.00%<\/span><\/span><\/td>\n 5.00%<\/span><\/span><\/td>\n<\/tr>\n
SSM<\/span><\/td>\n0.00%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Swedish<\/span><\/td>\n2.50%<\/span>    <\/span><\/span><\/td>\n <\/span>5.00%<\/span> <\/td>\n<\/tr>\n
UK<\/span><\/td>\n6.50%<\/span><\/span><\/td>\n N\/A<\/span><\/span><\/td>\n<\/tr>\n
WOE<\/span><\/td>\n2.50%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Average<\/span><\/td>\n3.62%<\/span><\/strong><\/span><\/td>\n3.00%<\/span><\/strong> <\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u9644\u4ef6\u4e3a\u5404\u4e2a\u56fd\u9645\u4fdd\u8d54\u534f\u4f1a\u4ee5\u5f80\u4fdd\u9669\u5e74\u5ea6\u7684\u666e\u8c03\u7387\uff0c\u8ffd\u52a0\u8d39\u7387\u548c\u9000\u4f1a\u8d39\u7387\u3002<\/p>\n

\u6211\u53f8\u6bcf\u5e74\u4e3a\u5ba2\u6237\u7279\u522b\u51c6\u5907\u7684\u4fdd\u8d54\u9669\u5e74\u5ea6\u62a5\u544a\uff0c\u5373\u300a\u4fdd\u8d54\u534f\u4f1a2013\/14\u5e74\u5ea6\u8d22\u52a1\u72b6\u51b5\u53ca2015\/16\u5e74\u5ea6\u5e02\u573a\u5206\u6790\u300b\uff0c\u4f1a\u5728\u8fd1\u671f\u5370\u5237\u5b8c\u6bd5\u5e76\u9001\u5230\u60a8\u624b\u4e2d\u3002\u5c4a\u65f6\uff0c\u60a8\u53ef\u4ee5\u65b9\u4fbf\u7684\u6d4f\u89c8\u5230\u5341\u4e09\u5927\u96c6\u56e2\u4fdd\u8d54\u534f\u4f1a\u5386\u5e74\u7684\u4fdd\u8d39\u8bb0\u5f55\u4ee5\u53ca\u6700\u65b0\u7684\u8d22\u52a1\u72b6\u51b5\u53ca\u8868\u73b0\u3002\u5982\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u6b22\u8fce\u968f\u65f6\u4e0e\u6211\u4eec\u8054\u7cfb\u3002<\/p>\n

\u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u9644\u4ef6\u3002<\/p>\n

 <\/p>\n

General Increase for 2015\/16 – Update<\/strong><\/span><\/p>\n

All IG Clubs have announced their P&I and FDD GI (General Increase) for 2015\/16. General increase for P&I is 3.62% on average by now, which is more than 50% lower when compared to last policy year.  Here are the summary with P&I and FDD GI for your easy reference:<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
IG Clubs<\/span><\/td>\nP&I <\/span><\/td>\nFD&D <\/span><\/td>\n<\/tr>\n
API<\/span><\/td>\n4.50%<\/span><\/td>\n 4<\/span>.50%<\/span><\/td>\n<\/tr>\n
Britannia *<\/span><\/span><\/td>\n6.20%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Gard<\/span><\/td>\n2.50%<\/span><\/span><\/td>\n 10.00%<\/span><\/span><\/td>\n<\/tr>\n
JPI<\/span><\/td>\n3.00%<\/span><\/td>\n0.00%<\/span> <\/td>\n<\/tr>\n
London<\/span><\/td>\n6<\/span>.00%<\/span><\/span><\/td>\n 6<\/span>.00%<\/span> <\/td>\n<\/tr>\n
NOE **<\/span><\/span><\/td>\n4.75%<\/span><\/span><\/td>\n 2.50%<\/span><\/span><\/td>\n<\/tr>\n
SOP<\/span><\/td>\n0.00%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Skuld ***<\/span><\/span><\/td>\nN\/A<\/span><\/span><\/td>\n N\/A<\/span><\/span><\/td>\n<\/tr>\n
Standard<\/span><\/td>\n5.00%<\/span><\/span><\/td>\n 5.00%<\/span><\/span><\/td>\n<\/tr>\n
SSM<\/span><\/td>\n0.00%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Swedish<\/span><\/td>\n2.50%<\/span> <\/td>\n5.00%<\/span> <\/td>\n<\/tr>\n
UK<\/span><\/td>\n6.50%<\/span><\/span><\/td>\n N\/A<\/span><\/span><\/td>\n<\/tr>\n
WOE<\/span><\/td>\n2.50%<\/span><\/span><\/td>\n 0.00%<\/span><\/span><\/td>\n<\/tr>\n
Average<\/span><\/td>\n3.62%<\/span><\/strong><\/span><\/td>\n3.00%<\/span><\/strong> <\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Attached is the General Increase history, Supplementary Call history and Release Call history for your information.<\/p>\n

The Protection & Indemnity Clubs 2013\/14 Financial & 2015\/16 Market Reviews, which we prepared for all ALCO clients annually will be produced and rendered to you soon. As usual, it will provide you with more details about the IG Clubs history record and its latest performance for your easy reference. Please do not hesitate to contact, if you have any enquiry.<\/p>\n

See attached file: General Increase History and Call History – Updated December 2014.pdf<\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

  \u5386\u5e74\u666e\u8c03\u7387\u3001\u8ffd\u52a0\u8d39\u7387\u548c\u9000\u4f1a\u8d39\u7387\uff082014\u5e7412\u6708\u66f4\u65b0\uff09 \u56fd\u9645\u4fdd\u8d54\u534f\u4f1a\u96c6\u56e2\u4e0b\u6240\u6709\u534f\u4f1a\u5df2\u5ba3\u5e032015\/16\u4fdd\u9669\u5e74\u5ea6\u4fdd\u8d54\u9669\u548c\u6297\u8fa9\u9669\u7684\u666e\u8c03\u7387\u3002\u76ee\u524d\u7684\u4fdd\u8d54\u9669\u5e73\u5747\u666e\u8c03\u7387\u4e3a3.62%\uff0c\u4e0e\u4e0a\u4e00\u4fdd\u9669\u5e74\u5ea6\u76f8\u6bd4\uff0c\u964d\u4f4e\u4e86\u4e00\u534a\u4ee5\u4e0a\u3002\u4ee5\u4e0b\u4e3a\u5404\u4e2a\u534f\u4f1a2015\/16\u5e74\u5ea6\u7684\u4fdd\u8d54\u548c\u6297\u8fa9\u9669\u666e\u8c03\u7387\u4f9b\u60a8\u53c2\u8003\u3002 IG \u534f\u4f1a \u4fdd\u8d54\u9669 \u6297\u8fa9\u9669 API 4.50% 4.50% Britannia * 6.20%  0.00% Gard 2.50% 10.00% JPI 3.00% 0.00% London 6.00% 6.00%  NOE ** 4.75%  2.50% SOP 0.00%  0.00% Skuld *** N\/A  N\/A Standard 5.00%  5.00% SSM 0.00%  0.00% Swedish 2.50%      5.00%  UK 6.50%  N\/A WOE 2.50%  0.00% Average 3.62% 3.00%  \u9644\u4ef6\u4e3a\u5404\u4e2a\u56fd\u9645\u4fdd\u8d54\u534f\u4f1a\u4ee5\u5f80\u4fdd\u9669\u5e74\u5ea6\u7684\u666e\u8c03\u7387\uff0c\u8ffd\u52a0\u8d39\u7387\u548c\u9000\u4f1a\u8d39\u7387\u3002 \u6211\u53f8\u6bcf\u5e74\u4e3a\u5ba2\u6237\u7279\u522b\u51c6\u5907\u7684\u4fdd\u8d54\u9669\u5e74\u5ea6\u62a5\u544a\uff0c\u5373\u300a\u4fdd\u8d54\u534f\u4f1a2013\/14\u5e74\u5ea6\u8d22\u52a1\u72b6\u51b5\u53ca2015\/16\u5e74\u5ea6\u5e02\u573a\u5206\u6790\u300b\uff0c\u4f1a\u5728\u8fd1\u671f\u5370\u5237\u5b8c\u6bd5\u5e76\u9001\u5230\u60a8\u624b\u4e2d\u3002\u5c4a\u65f6\uff0c\u60a8\u53ef\u4ee5\u65b9\u4fbf\u7684\u6d4f\u89c8\u5230\u5341\u4e09\u5927\u96c6\u56e2\u4fdd\u8d54\u534f\u4f1a\u5386\u5e74\u7684\u4fdd\u8d39\u8bb0\u5f55\u4ee5\u53ca\u6700\u65b0\u7684\u8d22\u52a1\u72b6\u51b5\u53ca\u8868\u73b0\u3002\u5982\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u6b22\u8fce\u968f\u65f6\u4e0e\u6211\u4eec\u8054\u7cfb\u3002 \u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u9644\u4ef6\u3002   […]<\/p>","protected":false},"author":3,"featured_media":9071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[124],"class_list":["post-12590","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-circulars","tag-chinese"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=12590"}],"version-history":[{"count":1,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12590\/revisions"}],"predecessor-version":[{"id":18947,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/12590\/revisions\/18947"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media\/9071"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=12590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=12590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=12590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}