{"id":13010,"date":"2015-01-14T08:49:35","date_gmt":"2015-01-14T08:49:35","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2015\/01\/14\/assureds-beware-a-new-law-in-england-about-post-contract-duty-of-assured-2\/"},"modified":"2025-09-01T01:20:16","modified_gmt":"2025-08-31T17:20:16","slug":"assureds-beware-a-new-law-in-england-about-post-contract-duty-of-assured-2","status":"publish","type":"post","link":"https:\/\/andrewliu.com.hk\/zh\/assureds-beware-a-new-law-in-england-about-post-contract-duty-of-assured-2\/","title":{"rendered":"Assureds beware \u2013 a new law in England about post-contract duty of assured"},"content":{"rendered":"

 <\/span>\"pdf\" <\/span>ENG<\/span><\/a>   \"pdf\" <\/span>\u4e2d\u6587<\/span><\/a>  <\/span><\/p>\n

Court of Appeal in a very recent case of Versloot Dredging BV v HDI-Gerling & others, The DC Merwestone [2014] EWCA Civ 1349 authoritatively confirms fraudulent devices rule. It means that assureds, both in a marine and non-marine insurance policies advance their valid claims under an insurance policy, but pad it up with a lie to ensure that their claim is passed easily, then the underwriters can avoid the full claim.<\/p>\n

Court of Appeal in England justified this harsh rule in this case based on policy of deterring any of the parties to the insurance contract to advance lie to protect or advance their interests. The contract of insurance are based on duty of utmost good faith and this duty exists even after the contract is agreed upon by the underwriters. This means this duty extends even while advancing a claim under the policy.<\/p>\n

See attached file: ALCO20150001 Assureds beware\u2013a new law in England about post-contract duty of assured.pdf<\/p>\n

 <\/p>\n

\u88ab\u4fdd\u9669\u4eba\u8bf7\u6ce8\u610f\u2013\u82f1\u56fd\u6709\u5173\u540e\u5408\u540c\u4e49\u52a1\u7684\u6700\u65b0\u89c4\u5219<\/strong><\/span><\/p>\n

\u82f1\u56fd\u4e0a\u8bc9\u6cd5\u9662\u6700\u8fd1\u5728Versloot Dredging BV v HDI-Gerling & others, The DC Merwestone<\/em> [2014] EWCA Civ 1349 \u4e00\u6848\u4e2d\uff0c\u6743\u5a01\u6027\u7684\u786e\u7acb\u4e86\u6709\u5173\u6b3a\u8bc8\u7684\u89c4\u5219\u3002\u88ab\u4fdd\u9669\u4eba\u4f9d\u636e\u6d77\u4e0a\u6216\u975e\u6d77\u4e0a\u4fdd\u5355\u63d0\u51fa\u6709\u6548\u7684\u7d22\u8d54\uff0c\u4e3a\u4e86\u5c3d\u5feb\u5f97\u5230\u8d54\u4ed8\u800c\u5728\u7406\u8d54\u8fc7\u7a0b\u4e2d\u8bf4\u8c0e\uff0c\u4fdd\u9669\u4eba\u53ef\u4ee5\u56e0\u6b64\u62d2\u7edd\u6574\u4e2a\u8d54\u6848\u3002<\/p>\n

\u4e0a\u8bc9\u6cd5\u9662\u901a\u8fc7\u672c\u6848\u8ba4\u8bc1\u4e86\u8fd9\u9879\u82db\u523b\u7684\u89c4\u5219\uff0c\u8ba4\u4e3a\u5e94\u7981\u6b62\u4fdd\u9669\u5408\u540c\u4efb\u4f55\u4e00\u65b9\u5229\u7528\u8c0e\u8a00\u4fdd\u62a4\u6216\u63d0\u9ad8\u81ea\u5df1\u7684\u5229\u76ca\u3002\u4fdd\u9669\u5408\u540c\u4ee5\u201c\u6700\u5927\u8bda\u4fe1\u201d\u4e49\u52a1<\/em>\u4e3a\u57fa\u7840\uff0c\u5373\u4f7f\u5408\u540c\u5df2\u6210\u7acb\uff0c\u8be5\u4e49\u52a1\u4f9d\u7136\u5b58\u5728\u3002\u8fd9\u8868\u660e\uff0c\u201c\u6700\u5927\u8bda\u4fe1\u201d\u4e49\u52a1\u53ef\u4ee5\u4e00\u76f4\u6269\u5c55\u5230\u63d0\u51fa\u7d22\u8d54\u671f\u95f4\u3002<\/p>\n

\u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u9644\u4ef6\u3002<\/p>\n


<\/span><\/p>","protected":false},"excerpt":{"rendered":"

  ENG    CHN   Court of Appeal in a very recent case of Versloot Dredging BV v HDI-Gerling & others, The DC Merwestone [2014] EWCA Civ 1349 authoritatively confirms fraudulent devices rule. It means that assureds, both in a marine and non-marine insurance policies advance their valid claims under an insurance policy, but pad it up with […]<\/p>","protected":false},"author":3,"featured_media":9071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[35],"tags":[125],"class_list":["post-13010","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies","tag-english"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/13010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=13010"}],"version-history":[{"count":1,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/13010\/revisions"}],"predecessor-version":[{"id":18926,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/13010\/revisions\/18926"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media\/9071"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=13010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=13010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=13010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}