{"id":13344,"date":"2016-07-12T09:30:17","date_gmt":"2016-07-12T09:30:17","guid":{"rendered":"http:\/\/192.168.1.14\/index.php\/2016\/07\/12\/insurance-claim-and-risks-do-not-inflate-the-claim-or-try-to-shine-your-story\/"},"modified":"2025-09-01T01:20:06","modified_gmt":"2025-08-31T17:20:06","slug":"insurance-claim-and-risks-do-not-inflate-the-claim-or-try-to-shine-your-story","status":"publish","type":"post","link":"https:\/\/andrewliu.com.hk\/zh\/insurance-claim-and-risks-do-not-inflate-the-claim-or-try-to-shine-your-story\/","title":{"rendered":"Insurance claim and risks – Do not inflate the claim or try to shine your story"},"content":{"rendered":"

 <\/span>\"pdf\" <\/span>ENG<\/span><\/a>   \"pdf\" <\/span>\u4e2d\u6587<\/span><\/a>  <\/span><\/p>\n

Insurers ( Hull, Cargo and P& I Club) can avoid Claim if the story told in order to claim has false elements in it – BE VERY CAREFUL as a mere attempt to deceive is sufficient to attract the penalty of forfeiture of the valid claim.<\/span><\/strong><\/p>\n

In a very important case Versloot Dredging BV v HDI Gerling Industrie Versicherung AG (the DC Merwestone) [2014] EWCA Civ 1349, the Court disallowed the appeal of the Owners in the marine insurance claim as they misrepresented by giving a gloss to their story to advance their claim.<\/p>\n

See attached file: ALCO20160011 Insurance claim and risks – Do not inflate the claim or try to shine your story.pdf<\/p>\n

 <\/p>\n

\u4fdd\u9669\u7d22\u8d54\u53ca\u98ce\u9669 – \u5207\u83ab\u5938\u5927\u7d22\u8d54\u6216\u8a00\u8fc7\u5176\u5b9e<\/strong><\/span><\/p>\n

\u5982\u679c\u5411\u4fdd\u9669\u4eba\u5448\u62a5\u7684\u7d22\u8d54\u6848\u4ef6\u4e8b\u5b9e\u6709\u865a\u5047\u6210\u5206\uff0c\u4fdd\u9669\u4eba\uff08\u8239\u58f3\u3001\u8d27\u7269\u548c\u4fdd\u8d54\u534f\u4f1a\uff09\u53ef\u4ee5\u62d2\u8d54\u2013\u8bf7\u8c28\u614e\u5bf9\u5f85\uff0c\u56e0\u4e3a\u4ec5\u662f\u6b3a\u9a97\u610f\u56fe\u5c31\u8db3\u4ee5\u5bfc\u81f4\u4e27\u5931\u7d22\u8d54\u6743<\/span>\u3002<\/strong><\/p>\n

2014\u5e74Versloot Dredging BV v HDI Gerling Industrie Versicherung AG (the DC Merwestone) [2014] EWCA Civ 1349 \u6848\u6709\u91cd\u8981\u610f\u4e49\uff0c\u6cd5\u9662\u9a73\u56de\u8239\u4e1c\u6d77\u4e0a\u4fdd\u9669\u7d22\u8d54\u7684\u4e0a\u8bc9\u8bf7\u6c42\uff0c\u8239\u4e1c\u4e3a\u4e86\u6709\u5229\u4e8e\u7d22\u8d54\uff0c\u63a9\u76d6\u4e8b\u5b9e\uff0c\u9519\u8bef\u9648\u8ff0\u3002<\/p>\n

\u8be6\u7ec6\u4fe1\u606f\u8bf7\u53c2\u9605\u9644\u4ef6\u3002<\/p>\n


<\/span><\/p>","protected":false},"excerpt":{"rendered":"

  ENG    CHN   Insurers ( Hull, Cargo and P& I Club) can avoid Claim if the story told in order to claim has false elements in it – BE VERY CAREFUL as a mere attempt to deceive is sufficient to attract the penalty of forfeiture of the valid claim. In a very important case Versloot Dredging BV […]<\/p>","protected":false},"author":3,"featured_media":9071,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[125],"class_list":["post-13344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-circulars","tag-english"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/13344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=13344"}],"version-history":[{"count":1,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/13344\/revisions"}],"predecessor-version":[{"id":18560,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/13344\/revisions\/18560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media\/9071"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=13344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=13344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=13344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}