We stress the importance of the term ‘warranty’ in a policy of insurance whether a Hull or P&I policy.
\n\u6211\u4eec\u5f3a\u8c03\u4e0d\u8bba\u5728\u8239\u58f3\u9669\u8fd8\u662f\u5728\u4fdd\u8d54\u9669\u4fdd\u5355\u4e2d\uff0c\u201c\u4fdd\u8bc1\u201d\u6761\u6b3e\u662f\u5f88\u91cd\u8981\u7684\u3002<\/p>\n
Not many shipowners realise the importance of this term and the serious consequences of its breach which are as follows.
\n\u8bb8\u591a\u8239\u4e1c\u90fd\u6ca1\u6709\u610f\u8bc6\u5230\u8fd9\u4e2a\u6761\u6b3e\u7684\u91cd\u8981\u6027\u548c\u8fdd\u53cd\u8be5\u6761\u6b3e\u7684\u4e25\u91cd\u540e\u679c\uff0c\u5982\uff1a<\/p>\n
1) An insurer is discharged from liability from the date of breach of a warranty. However the insurer is liable for claims prior to the date of breach.<\/p>\n
\u4fdd\u9669\u516c\u53f8\u5728\u8fdd\u53cd\u4fdd\u8bc1\u6761\u6b3e\u4e4b\u65e5\u8d77\u89e3\u9664\u8d23\u4efb\u3002\u4f46\u662f\u5728\u8fdd\u7ea6\u4ee5\u524d\u4fdd\u9669\u516c\u53f8\u4ecd\u6709\u8d54\u507f\u8d23\u4efb\u3002<\/p>\n
2) The consequences of the breach are unaffected by the fact that the warranty is not material to the risk.
\n\u5982\u4fdd\u8bc1\u4e0e\u98ce\u9669\u4e8b\u6545\u65e0\u5173\u5219\u4e0d\u53d7\u5f71\u54cd\u3002<\/p>\n
3) It is no use if the breach has been remedied and warranty complied with before the loss has occurred.
\n\u5728\u635f\u5931\u53d1\u751f\u4e4b\u524d\u5df2\u7ecf\u7ea0\u6b63\u8fdd\u7ea6\u884c\u4e3a\u5219\u4e0d\u53d7\u5f71\u54cd\u3002<\/p>\n
Many warranties in the Hull insurance policy are usually specifically stated and they are more onerous than the warranties under the P&I cover.Examples are premium payment warranty and survey warranty.<\/p>\n
\u8bb8\u591a\u5728\u8239\u58f3\u9669\u4fdd\u5355\u91cc\u7684\u4fdd\u8bc1\u6761\u6b3e\u603b\u662f\u89c4\u5b9a\u660e\u786e\u7684\uff0c\u6bd4\u5728\u4fdd\u8d54\u9669\u4fdd\u5355\u91cc\u7684\u4fdd\u8bc1\u6761\u6b3e\u66f4\u7e41\u591a\u3002\u4f8b\u5982\u652f\u4ed8\u4fdd\u8d39\u4fdd\u8bc1\u548c\u68c0\u9a8c\u4fdd\u8bc1\u3002<\/p>\n
The warranties in a P&I cover are not specifically stated in the entry certificate, and reference has to be made to the rule book. Reference to the rule book to locate the warranties can be difficult, but the following are usually deemed to be warranties which are also implied warranties under the Hull cover :
\n\u4fdd\u8d54\u9669\u4fdd\u5355\u91cc\u7684\u4fdd\u8bc1\u6761\u6b3e\u5728\u5165\u4f1a\u8bc1\u4e66\u91cc\u89c4\u5b9a\u5e76\u4e0d\u660e\u786e\uff0c\u9700\u8981\u53c2\u7167\u534f\u4f1a\u89c4\u5219\u4e66\u3002\u5728\u89c4\u5219\u4e66\u4e2d\u67e5\u627e\u4fdd\u8bc1\u6761\u6b3e\u662f\u5f88\u96be\u7684\uff0c\u4f46\u4ee5\u4e0b\u51e0\u70b9\u901a\u5e38\u88ab\u8ba4\u4e3a\u662f\u4fdd\u8bc1\u6761\u6b3e\uff0c\u5728\u8239\u58f3\u9669\u4e2d\u4e5f\u542b\u6709\u6b64\u79cd\u4fdd\u8bc1\u6761\u6b3e\u3002<\/p>\n
a) Vessel is class maintained
\n\u8239\u8236\u5e94\u4fdd\u6301\u8239\u7ea7<\/p>\n
b) Vessel is ISM certified
\n\u8239\u8236\u6709ISM\u8ba4\u5b9a<\/p>\n
c) Vessel complies with all flag state regulations and all international IMO regulations.
\n\u8239\u8236\u8981\u7b26\u5408\u8239\u65d7\u56fd\u7684\u89c4\u5b9a\u548c\u6240\u6709\u56fd\u9645\u6d77\u4e8b\u7ec4\u7ec7\u89c4\u5219\u3002<\/p>","protected":false},"excerpt":{"rendered":"
We stress the importance of the term ‘warranty’ in a policy of insurance whether a Hull or P&I policy. \u6211\u4eec\u5f3a\u8c03\u4e0d\u8bba\u5728\u8239\u58f3\u9669\u8fd8\u662f\u5728\u4fdd\u8d54\u9669\u4fdd\u5355\u4e2d\uff0c\u201c\u4fdd\u8bc1\u201d\u6761\u6b3e\u662f\u5f88\u91cd\u8981\u7684\u3002 Not many shipowners realise the importance of this term and the serious consequences of its breach which are as follows. \u8bb8\u591a\u8239\u4e1c\u90fd\u6ca1\u6709\u610f\u8bc6\u5230\u8fd9\u4e2a\u6761\u6b3e\u7684\u91cd\u8981\u6027\u548c\u8fdd\u53cd\u8be5\u6761\u6b3e\u7684\u4e25\u91cd\u540e\u679c\uff0c\u5982\uff1a 1) An insurer is discharged from liability from the date of breach of a […]<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[125],"class_list":["post-8493","post","type-post","status-publish","format-standard","hentry","category-faqs","tag-english"],"_links":{"self":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/comments?post=8493"}],"version-history":[{"count":2,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8493\/revisions"}],"predecessor-version":[{"id":24642,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/posts\/8493\/revisions\/24642"}],"wp:attachment":[{"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/media?parent=8493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/categories?post=8493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/andrewliu.com.hk\/zh\/wp-json\/wp\/v2\/tags?post=8493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}