远洋船舶船使用船吊为船上关键装卸配套设备，设备因制造、材质、工艺等潜在缺陷突发断裂、坠落是航运实务高发风险。吊机意外损毁，通常涉及多个险种，P&I, H&M, FDD，多个保险人同时接案受理的情况。各个保险人在处理案件以及安排检验的时候通常侧重于对自己那一部分的责任，仅对于其保险范围内的内容进行检验。由于事发地有资质的检验资源稀缺，实务中有时采用H&M 与 P&I 共聘同一家公估机构、检验费按险种责任比例分摊的模式，避免重复勘验，成本增加。
详细信息请参阅附件。
Handling Procedures for Vessel Crane Damage Arising from Latent Defects
Shipboard cranes are core cargo-handling auxiliary equipment for ocean-going vessels. Sudden fracture or falling accidents of ship cranes caused by latent defects in manufacturing, materials and craftsmanship represent a high-frequency risk in shipping practices. Where a ship crane suffers accidental damage, the incident usually involves multiple insurance covers, namely H&M, P&I, and FDD, with corresponding claim handlers taking up the case simultaneously. Each insurer primarily assesses liabilities and conducts surveys within the scope of its own insurance coverage, rather than conducting comprehensive case verification.
Please see attached file for details.
